Fort Worth TX, Lakeside TX: Homes To Go | Mobile & Modular

  More people today, then ever before, own or want to buy manufactured homes. Unless you have cash buying power, getting a loan for this type of home is not always easy and actually can present quite a challenge. The problem with manufactured home financing is most mortgage lenders will not loan money to buy this type of home. Today, about the only type of mortgage available is a FHA Manufactured Home Loan.

A Title 1 FHA Home Loan is a great type of loan because they are not government or grant based. They also have requirements where they have to give the home owner a fixed rate for 20 years. FHA does not really loan money. By insuring loans they help you find lenders that are qualified to meet your needs. This type of loan can be used to buy a lot to place this type of home or a home and lot combination. The one requirement that FHA insists on is that the borrower be planning to make the home their permanent residence.Manufactured homes

With an FHA Manufactured Home Loan you can borrow from $69,678 for just this type of home up to $92,904 for a home and lot combination. This is a substantial amount of money for people to work with, while looking for the right home. If your home is new they also require a 1 year warranty, which most new manufactured homes have anyway. These loans go up to 25 years for people looking to buy a home. In order to get an FHA loan you have to be an eligible buyer but most of the requirements are required by any lender.

If you are looking at manufactured homes and you want to get a loan, the best type of loan is a FHA Manufactured Home Loan. These loans are pretty workable for any buyer and they also are not too complicated to get. They do have some requirements but most of them are very reasonable for anyone looking to buy any type of home. You do have to have the money to make your payments and prove your income. The borrower has to make the home their permanent residence and they have to set up the home under correct guidelines. All of these requirements are reasonable for any future home owner.

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